FAQs

OPTIMUS is the EGIA finance platform that uses Soft Pull technology to quickly help a customer get to the right lending partner and the right products. OPTIMUS virtually eliminates the need for multiple applications and multiple credit pulls for a customer.

OPTIMUS provides a more efficient workflow for consumer finance approvals. By being connected to a soft-pull credit provider you will get credit decisions easier, faster, and with higher approvals. This all-in-one finance platform provides you with ease of a streamlined system and an application process that greatly reduces the awkward denial conversation with your customer.

Currently, OPTIMUS is only available within the United States including Alaska and Hawaii. Individual finance programs may have specific state restrictions. Check with an OPTIMUS Finance Representative for further details at OPTIMUS@egia.org or call 1-833-OPT1MUS (1-833-678-1687).

While OPTIMUS was designed initially with HVAC & Home Improvement dealers in mind, our pathway partners and platform can finance virtually any home Improvement project. There are some limitations, and it’s best to reach out to your EGIA OPTIMUS representative for additional details.

At this time, OPTIMUS has incorporated 3 Pathway Options:

  1. OPTIMUS Prime Pathway with GreenSky ®, Foundation Finance Company®, and a Microf™ leasing alternative.
  2. OPTIMUS Revolving Credit Pathway with Wells Fargo, Foundation Finance Company®, and a Microf™ leasing alternative.
  3. OPTIMUS Advantage Leasing Pathway with Advantage Alliance and Microf™ - COMING SOON

Speak to an OPTIMUS Finance Representative at OPTIMUS@egia.org, schedule a consultation, or call 1-833-OPT1MUS (1-833-678-1687) so we can set you up with the pathway that works best for your business.

Using the online enrollment system, log into the secure portal and create a unique username and password. You will then be guided through a paperless enrollment process and required to attach all necessary documentation, including licensing, insurance and a voided check. Additional information may be needed.

Using Information Request Form, fill out your company information and confirm that you are enrolled in your OPTIMUS Pathway of choice. A representative will contact you regarding your pathway, OPTIMUS user agreement, and training.

You will need to re-enroll in order to utilize any of the OPTIMUS Pathways. Using the online enrollment system, log into the secure portal and create a unique username and password. You will then be guided through a paperless enrollment process and required to attach all necessary documentation, including licensing, insurance and a voided check.

OPTIMUS is designed to deliver the simplest, easiest approvals by submitting information to each lender based on soft-pull criteria. This ensures the smoothest customer experience. However, there is no obligation to use every approval or solution your customer wishes not to act on.

An OPTIMUS representative will work with you and your team to go over the options within your chosen OPTIMUS Pathway, to ensure that your finance plans maximize your profit. This is part of the ongoing training that EGIA offers for finance at no cost to you.

OPTIMUS is designed to be easy to implement and flexible. There are many changes you can already make yourself, including managing Users, Roles, and Finance Plans. These changes can be made directly on the OPTIMUS platform through administrative functions. Please contact an EGIA OPTIMUS representative for further details.

OPTIMUS is not integrated with management software solutions at this time. In order to utilize the OPTIMUS program, you would need to submit OPTIMUS application outside of your current management software.

Our dealers get paid daily, through ACH. We’ve collected your banking information at the time of enrollment, and that is used to pay you directly.

1-833-OPT1MUS (1-833-678-1687) and Select the Option for OPTIMUS Application Tech Support.

1-833-OPT1MUS (1-833-678-1687) and Select the Option for Adverse Action Detail.

1-833-OPT1MUS (1-833-678-1687) and Select the Option for the Individual Finance or Lease Provider you wish to contact.

Absolutely. As a matter of fact, your EGIA/OPTIMUS rep should work directly with your team to ensure that the OPTIMUS application is on your website. Dealers who have finance available on their website do an average of 27% larger tickets and nearly 30% more sales.

Yes. Your EGIA/OPTIMUS representative will coordinate with your team to get all the marketing materials necessary to ensure your successful finance program.

GET STARTED TODAY

Consumer financing doesn’t have to be confusing and overwhelming. Our mission is to help you find the right finance program to fit your business. Our experts will work directly with you to choose a lending pathway, learn marketing strategies, and incorporate sales processes that will help you generate more revenue.